3 Beds
2 Baths
$525,000
231 W 148th Street 4-M, New York City NY, 10039
Built in1920
Property typeCondominium
Policies
- Pets Allowed
- Yes
Overview
Active
Listed Apr 13, 2026
Updated 41h ago
Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!)
This is the one buyers wait for.
Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem.
Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point.
Full-Service HDFC Co-op with Amenities
Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering:
Live-in superintendent
Fitness center
Bike storage
Community room & playroom
Two central laundry rooms
Private, key-access courtyard with BBQ area
Garage parking directly across the street
Financials & HDFC Requirements
Maintenance: $1335/month (includes taxes)
Financing: Up to 90% permitted
Income cap: $284,250 (250% AMI, regardless of household size)
DTI requirement: Under 30%
Subletting: Allowed after 2 years (board approval required)
Flip tax: None
Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate.
Reach out to schedule a private showing.
This is the one buyers wait for.
Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem.
Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point.
Full-Service HDFC Co-op with Amenities
Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering:
Live-in superintendent
Fitness center
Bike storage
Community room & playroom
Two central laundry rooms
Private, key-access courtyard with BBQ area
Garage parking directly across the street
Financials & HDFC Requirements
Maintenance: $1335/month (includes taxes)
Financing: Up to 90% permitted
Income cap: $284,250 (250% AMI, regardless of household size)
DTI requirement: Under 30%
Subletting: Allowed after 2 years (board approval required)
Flip tax: None
Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate.
Reach out to schedule a private showing.
$3,493/mo
Est. mortgage payment based on a $525,000 home price.
All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.
Additional information
- MLS® ID
- RLS20083426
Interior Features
- Bedrooms
- 3
- Bathrooms
- 2
- Basement
- No
Other Property Details
- Common Charges Frequency
- Monthly
- Garage
- Yes
Listing Courtesy of REAL BROKER LLC - Ethan Leifer
Listing information for certain New York City properties provided courtesy of the Real Estate Board of New York’s Residential Listing Service (the “RLS”). The information contained in this listing has not been verified by the RLS and should be verified by the consumer. The listing information provided here is for the consumer’s personal, non-commercial use. Retransmission, redistribution or copying of this listing information is strictly prohibited except in connection with a consumer's consideration of the purchase and/or sale of an individual property. This listing information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., all rights reserved. This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved
RLS Data display by . Data last updated on 10/6/2026 at 4:32 AM UTC
